“Know what you own and why you own it.” It is important that our clients understand what they own, as well as the purpose behind the investments chosen, avoiding much of the unnecessary complexity that dominates the broader investment industry. We do not manage proprietary funds or engage in any fee-driven recommendations. As a true fiduciary, our interests are aligned with those of our clients. We only utilize investments that we believe to be in their best interest and meet their long-term objectives.
A Portfolio as Individual as You Are
The ease with which you can access and communicate with your dedicated local team of experts is key to your satisfaction. Client portfolios are individually managed and tailored to specific goals and expectations for total return and cash flow needs. Each client has a Wealth Management Team consisting of a dedicated Portfolio Manager, a Wealth Services Advisor and a Client Services Administrator working together for you and your family.
A robust portfolio design is comprised of
The Investment Policy Statement summarizes your specific needs, investment goals and expectations, serving as a guideline for designing your portfolio and monitoring your financial plan on an ongoing basis.
We do not use proprietary funds or engage in any fee-driven recommendations. Everything purchased in client portfolios is the result of our independent research and will always be transparent, liquid and straightforward. Specific investments are selected for your portfolio by utilizing approved equities from our closely monitored list of “best companies.” Fixed-income instruments are carefully chosen and researched in order to meet your asset allocation and to provide adequate cash flow.
The ideal asset allocation is between Growth Assets, Risk Reduction Assets and Inflation Protection Assets, based on your risk tolerance, return goals and cash flow needs. We consider your long-term asset allocation in the context of current economic conditions to arrive at a proposed weighting between asset classes.
Your team of professional advisors has your best interest in mind. We believe that a successful relationship includes ongoing communication with your accountant, estate and tax attorney, and other professionals important to you.
Clients and prospective clients are invited to attend The Asset Management Committee which meets the first Thursday of every month to review investment strategy and how current events may be affecting the securities we own in client portfolios. These interactive sessions provide an opportunity to participate in substantive discussions with our investment professionals and gain insight into how we preserve and enhance our clients’ assets.
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